Underwriting

Our underwriting process is a core competency driving our acquisition success. Our expert staff reviews all loan documentation, analyzing the payment history, evaluating the collateral and applying discounted cash flow methodologies in preparing our financial analysis. Using this analysis, we calculate the amount that we are willing to pay to acquire the assets. If we decide that an asset fits within our parameters, we then schedule a site visit and inspection. The next step is devising a preliminary workout strategy, after which a maximum bid amount is established and submitted.