
Asset Management
Our portfolio managers have a breadth of experience developing loan workout solutions. We work to gain trust, establishing a solid working relationship with our borrowers. We are creative and considerate in the solutions we develop, providing value to the borrower and our investors at the same time. Loan payment history, the borrower’s credit, the value of the collateral and the overall condition of the collateral are all factors when determining the appropriate workout strategy. Evaluating situations with distress and issues, as well as developing a plan to get the borrower back on track so they can re-access traditional financing channels are key tasks. Potential scenarios include:
Borrower agrees to pay according to the terms of the obligation
Loan restructuring is accomplished through loan modifications & forbearance agreements
If the borrower is unable to meet an acceptable repayment schedule, we work through a collateral liquidation aimed at selling the property.