About Us

Directed Capital is not your typical distressed debt investor, choosing to buy commercial real estate secured debt from a variety of institutions located throughout the country. The loans we buy are typically in the $1-$10 million range and often have an element of distress. For example, the borrower may not have paid their taxes or insurance or they may be slow paying the lender.

It is what we do after purchasing the loans that truly sets us apart from the competition. As a private company, we have the flexibility to do what banks cannot. Banks have regulatory and corporate restrictions inhibiting their ability to be flexible with their borrowers. We deploy creative strategies customized to each borrower, producing attractive yields for our investors.

We seek to create mutually advantageous opportunities for all concerned. We understand that circumstances arise, often placing a small business in financial distress. The owner of this small business requires an experienced lender with extensive knowledge of, and experience in, creative strategies that help them work through their situation. This is where Directed Capital excels. Working with the borrower, we rehabilitate their loan so they can qualify for refinancing. Sometimes, we work with them on the sale of their property so that the loan is paid off and they retain their equity. In other instances, Directed Capital moves to aggressively liquidate collateral to realize the underlying value of the property.

America’s small businesses form the backbone of our country’s economy and transitioning a small business to a permanent source of financing is in everyone’s best interest. Our business directly reflects this belief. While positive outcomes are not always possible for our borrowers, compassionate integrity is the cornerstone of our business conduct, and we build on it at every opportunity.